Today's apps provide users with convenience and flexibility. Even the way we handle finances and financial transactions is improved and expanded using top financial APIs.

Table of Contents

  1. About REST APIs
  2. Why Financial APIs Are Ideal
  3. Top Financial APIs
  4. How Can Help


REST APIs are application programming interfaces. They determine how interactions with RESTful web services occur and outline specific constraints for architectural style. They also include protocols for creating and executing software applications. 

Additionally, REST APIs provide better user control ability and security. They serve as a go-between and provide specific controls that ensure only the correct individuals gain use privileges and access. Information is transferred between the endpoint and requester using various languages such as Python, HTML, or JSON.

REST APIs have specific characteristics such as HTTP-managed architecture, stateless communications, cacheable data, uniform interfaces, organized and layered servers, and sometimes they have code-on-demand. 

Why Financial APIs Are Ideal

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Financial APIs allow a financial institution to offer more integrations and make collaborations easier. These integration capabilities translate into better services for users with more flexibility and functions.

Authorized users can access their information whenever they wish, and businesses can synchronize their data with third parties easily. A financial API can connect data from legacy applications and process them to respond. Financial APIs have certain characteristics, including the following: 

  • Financial use only
  • Syncs data
  • Allows immediate financial data access
  • Connects applications 

Using financial APIs can enhance the user's capabilities and control over their financial assets. It can help them track their usage and gain insights.

The following financial APIs provide users with many capabilities that make conducting transactions and tracking data simple. Gain access to statistic and transaction information at any point while also proving connections with third-party apps for more possibilities.

Top Financial APIs

There are a few REST API top financial APIs to keep an eye on and consider implementing into a business structure. They provide users with specific functions to help eliminate security issues and provide better results with more options. Here are some of the top financial APIs right now that give businesses a better way to handle daily financial tasks.


If you use a financial app or connect your bank account for a particular service, you may have encountered Plaid already. This handy financial REST API offers various products to allow for interactions with banks, to create and execute payments, and even handle some risk management. It's probably the most well-known financial API currently. It's widely used among some of the top financial services companies and platforms today. 

There are so many ways Plaid provides services, including ACH functions, direct deposit, and integrations with other top technology services like Venmo and Gusto, a top HR service. 


Codat offers superior connectivity to other software and makes using integrations easier for a small business. Using Codat is a great way to ensure financial information and services are handled appropriately and interconnected seamlessly. Some features of this service include accounting, complete documentation, and scalable solutions with top technical support. 

This particular financial API is quickly becoming one of the most valuable and sought-after software services out there. Codat takes the hassle out of integrations and allows the business to focus on other essential aspects of their daily operations. Some top features of this API include lending forecasts, business banking connections, and POS or eCommerce integrations with accounting software. 


Sila is a novel and highly useful software platform that integrates blockchain executions and the US banking system. Sila is ideal for businesses of all sizes and gives them superior capability and flexibility.

Sila charges per transaction, ranging from as low as $.20 to as much as $2,000. Users can get this software up and running quickly, and it has user-friendly features that make it an ideal solution for various financial institutions and related entities. This API also offers superior security and many use cases, which provide value and new options for handling transactions.

Stripe Connect

Stripe is quickly becoming one of the most popular financial solution APIs today. It provides the user with plenty of options and tools for collecting and processing payments and transferring them to their bank account.

Stripe Connect offers programmable APIs and various tools that allow your company to handle payments, create a marketplace, and facilitate global payouts for those providing services for your business. This platform also allows the user to customize their flow and meet Know Your Customer (KYC) regulations while offering a superior level of security and accuracy. Users can effectively take the guesswork out of financial tasks.

Stripe also offers the capacity to manage online payments and track data and figures for certain time frames to help manage finances and collect data for reporting. It's an essential tool for businesses of all types. 

How Can Help is a top provider of Restful API secure ETL, which provides a high level of security and connectivity to make integrations seamless and manageable. When you team up with, you get code-free options that harness the power of today's best technology and services to give customers flexibility and features that make business processes flow smoothly.

If you want to enhance your financial capabilities and connectivity, check out the range of options available through To experience their RESTful API services to see if they meet your current needs, contact them for a 14-day demo today. Get more out of your business processes and data transfers with RESTful APIs offering superior solutions.